Terms & Conditions

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account. You are responsible for the accuracy of information you provide and for safeguarding your credentials. You are responsible for all activity that occurs under your account.

The Platform may be used solely for lawful purposes consistent with these Terms, our Community Guidelines, and our Acceptable Use Policy. We may modify, suspend, or discontinue any part of the Platform at any time, with or without notice.

Membership and dashboard access provide features described at the time of enrollment. Features, benefits, and availability may evolve as the Platform grows. Any paid memberships, billing terms, renewals, and cancellation rights will be clearly disclosed before purchase and are subject to our Membership Terms.

Partners, providers, and affiliates are subject to additional terms set forth in our Partner Terms. Partners operate as independent parties and are not employees, agents, or joint venturers of Steps & Phases or Community Wellness Organization LLC.

You retain ownership of content, services, products, or offerings you submit or list through the Platform ("User Content"). By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free license to host, display, distribute, and use it as necessary to operate and promote the Platform. You are solely responsible for your User Content and for any commitments you make to other users.

All Platform branding, design, software, text, graphics, and content (other than User Content) are owned by Community Wellness Organization LLC or its licensors and are protected by U.S. and international intellectual property laws. You may not copy, modify, distribute, sell, or create derivative works without prior written permission.

You agree not to misuse the Platform, including by engaging in harassment, fraud, scraping, spam, impersonation, intellectual property infringement, or any activity prohibited by our Acceptable Use Policy or Community Guidelines.

The Platform is provided to support personal growth, community participation, and connection opportunities. We make no guarantees regarding specific outcomes, results, earnings, rewards, referral income, or partner success. See our Disclaimer and Earnings Disclaimer for additional information.

The Platform may integrate with or link to third-party services. We are not responsible for third-party content, products, services, or practices. Your use of third-party services is governed by their own terms.

We may suspend or terminate your account or access to the Platform at any time, with or without notice, for any reason, including violations of these Terms. You may stop using the Platform and close your account at any time. Sections that by their nature should survive termination will do so.

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED AVAILABILITY. WE DO NOT WARRANT THAT THE PLATFORM WILL BE ERROR-FREE OR SECURE.

TO THE FULLEST EXTENT PERMITTED BY LAW, COMMUNITY WELLNESS ORGANIZATION LLC, ITS AFFILIATES, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL ARISING FROM YOUR USE OF THE PLATFORM. OUR AGGREGATE LIABILITY WILL NOT EXCEED THE GREATER OF (A) AMOUNTS PAID BY YOU TO US IN THE 12 MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

You agree to indemnify and hold harmless Community Wellness Organization LLC and its affiliates from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising from your use of the Platform, your User Content, or your violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict-of-law principles. You agree that any dispute arising out of or relating to these Terms or the Platform shall be brought exclusively in the state or federal courts located in Oklahoma, and you consent to personal jurisdiction and venue in those courts.

We may update these Terms from time to time. Material changes will be communicated through the Platform or by email. Continued use after changes take effect constitutes acceptance of the revised Terms.

Questions about these Terms may be directed to Community Wellness Organization LLC through the Contact page on our website.